Michigan Insurance Continuing Education
MI Insurance Continuing Ed (CE) Courses
Michigan insurance continuing education required credit hours must be completed every two years per the requirements of the Michigan Department of Insurance and Financial Services.
All licensed resident producers must complete 24 hours of CE every two years, including 3 hours of ethics courses to fulfill Michigan insurance license renewal requirements for Life and Health or for Property and Casualty.
Please note: Effective January 1, 2018, Continuing Education (CE) Warning notifications will no longer be sent through the US Postal Service. Ninety days prior to a licensee’s CE review date, a CE warning notification will be emailed to the Business Email address on the license record to licensees who have not yet completed all required CE coursework.
If a licensee does not have a current email address in the DIFS database, DIFS will be unable to provide CE warning notifications. It is the responsibility of the licensee to update email and mailing addresses.
For renewals beginning after July 1st 2018, licensees may now carryover up to 12 hours as general credit to the next renewal period. Any extra ethics hours will be carried over as general.
Michigan Insurance CE Requirements- MI renewal requires 24 hours of CE (3 in ethics).
- Courses may not be repeated in any renewal period.
- For renewals beginning after July 1st 2018, licensees may now carryover up to 12 hours as general credit to the next renewal period. Any extra ethics hours will be carried over as general.
Combine and Save - Finish your Required CE for Just $39.
Choose any of these packages for just $39. The Michigan Insurance Department charges a $1.00/credit fee, which will be added during the checkout process.
Pricing shown is for online courses. Physical copies of textbooks may be ordered for an additional fee.
There are 2 types of packages. The first group, with 24 hrs after the name, will give you 24 hours of credit with one 50 question test. The second group has individual tests for each of the listed courses, so the hours can be earned as each test is completed.
| Suggested Courses (24 hrs One Test) | Hours | Difficulty | |
|---|---|---|---|
| Life, Health, Property & Casualty Course (24 hrs) | 24 | Basic | Popular! |
| Life & Health Course (24 hrs) | 24 | Average | Popular! |
| Life Course (24 hrs) | 24 | Average |
|
| Health Course (24 hrs) | 24 | Average |
|
| Property & Casualty Course (24 hrs) | 24 | Average | Popular! |
| Suggested Packages | Hours | Difficulty | Life and Health Package, includes 4 hr LTC Review
3 Courses: Life Insurance Basics, LTC Review (4hr), Ethics...Handling the Money |
24 | Average | Meets Michigan 4 hr LTC Review Requirement! |
|---|---|---|---|
| Life and Health Basics Package
4 Courses: Life Insurance Basics, Hedge Funds, Disability Income, and Ethics 101 |
24 | Average | Popular! |
| Life Fundamentals Package
3 Courses: Life Insurance Fundamentals, Identity Theft, Ethical Insurance Practices |
24 | Basic | Popular! |
| Life Comprehensive Package
4 Courses: Life Fundamentals, Variable Annuities, Annuity Fundamentals, Ethical Insurance Practices |
24 | Average | Meets Michigan Annuities Requirement |
| Health Fundamentals Package
3 Courses: Health Insurance Fundamentals, Identity Theft, Ethical Insurance Practices |
24 | Basic | Popular! |
| Health Fundamentals Package, includes 4 hr LTC Review
3 Courses: Health Insurance Fundamentals, LTC Review (4hr), Ethics...Handling the Money |
24 | Basic | Meets Michigan 4 hr LTC Review Requirement! |
| Health Comprehensive Package
4 Courses: Business Disability, Avoiding E&O Claims, Health Insurance Fundamentals, Ethics 101 |
24 | Average | New! |
| Property & Casualty Fundamentals Package
3 Courses: Property Insurance Fundamentals, Casualty Insurance Fundamentals, Ethical Insurance Practices |
24 | Basic | Popular! |
| Homeowners & Casualty Fundamentals Package
3 Courses: Homeowners Insurance Valuation, Casualty Insurance Fundamentals, Ethical Insurance Practices |
24 | Basic | |
| General Insurance Package
4 Courses: Identity Theft, Avoiding E&O Claims, Ethics...Handling the Money, Hedge Fund Basics |
24 | Basic |
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Limited life; turkey, crop, and hail; travel, accident, and baggage; title; and credit only producers are not required to complete CE for license renewal
Nonresident producers are not required to comply with Michigan insurance license renewal requirements.
Under federal law, even exempt individuals must take the required LTC course before they can begin selling long term care policies.
Michigan License Renewal Requirements
Time for your Michigan insurance license renewal? It's important to know:
- 24 hours of CE are required every 2 years.
- 3 of the 24 hours must be in ethics.
- Any courses approved for CE in MI may be taken for credit.
- Online, textbook, or classroom courses are acceptable.
- You must pass your course completion examination with a 70% or better.
- Beginning 7/1/2018, licensees may now carryover up to 12 hours as general credit to the next renewal period.
- Courses cannot be repeated for credit twice in the same renewal period.
- Producers born in even years will renew in even years by the last day of their birth month, if you were born in an odd year, you will renew in odd years.
- Courses completion exams must be taken with a proctor and are not open book.
After you pass our course, we will send your completion information on to the Michigan Department of Insurance.