Insurance Licensing Exemptions in Pennsylvania
Insurance Producer Regulations in Pennsylvania
CPMI Professional Development provides quality insurance pre-licensing training throughout Pennsylvania as well as nationwide. As determined by the PA Department of Insurance, some individuals may find themselves exempt from state licensing requirements.
Most (almost all) individuals seeking to become licensed resident insurance producers in PA are required by law to complete a minimum of twenty-four hours of PA Department of Insurance approved insurance pre-licensing courses (classroom or self-study). This requirement includes at least three hours of approved ethics courses. This mandatory prelicensing education is required by the state as a means of providing an overview of the insurance marketplace to prospective agents.
Some individuals wishing to become licensed may already be considered exempt from the pre-licensing course education and license test requirement, depending on certain types of professional designation that they may hold, or possibly the line of authority (Life, Health, etc.) in which they would like to become licensed. This list is accurage to the best of our current knowledge:
Insurance Licensing Applicants Exempt from Standard Pre-Licensing Test Requirements:- Applicants who are applying for their Life, Accident, or Health insurance license currently possessing the professional designation of CLU-Chartered Life Underwriter
- Applicants who are applying for their Life, Accident, Health, Property, or Casualty insurance license currently possessing the professional designation of CIC-Certified Insurance Counselor
- Applicants who are applying for their Property, Casualty, Accident, or Health insurance license currently possessing the professional designation of CPCU-Chartered Property & Casualty Underwriter
- Individuals who are already licensed in another state as an agent for the same lines of authority for which the individual desires to acquire their Pennsylvania insurance license
- Individuals wishing to provide coverage only in Limited Line Credit Insurance
- Individuals wishing to provide coverage only in Limited Line
- Individuals wishing to provide coverage only in domestic mutual fire insurance and will be with a company writing only coverage other than insurance upon automobiles as authorized the Insurance Company Law of 1921
- Individuals whose line of authority as insurance agents/producers will be restricted Fraternal pursuant to the Fraternal Benefit Societies Code
So now that you know who doesn't need to have the required 24 hours of approved prelicensing study, if that isn't you, than we'd absolutely love to help! CPMI has been working with prospective agents just like you since 1998, with thousands of students who have used our self-study and online insurance education programs to learn and pass their exam the first time!
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